{"id":33716,"date":"2023-11-07T16:47:11","date_gmt":"2023-11-07T09:47:11","guid":{"rendered":"https:\/\/ttud.com.vn\/?p=33716"},"modified":"2023-11-07T16:47:22","modified_gmt":"2023-11-07T09:47:22","slug":"chuyen-doi-so-bat-dau-tu-mo-lon-kinh-nghiem-tu-nhung-chuyen-gia-hang-dau-the-gioi","status":"publish","type":"post","link":"https:\/\/casta.ttud.com.vn\/index.php\/chuyen-doi-so-bat-dau-tu-mo-lon-kinh-nghiem-tu-nhung-chuyen-gia-hang-dau-the-gioi\/","title":{"rendered":"Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 b\u1eaft \u0111\u1ea7u t\u1eeb \u201cm\u01a1 l\u1edbn\u201d \u2013 Kinh nghi\u1ec7m t\u1eeb nh\u1eefng chuy\u00ean gia h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi"},"content":{"rendered":"\n<p>Ng\u00e0y 08\/11\/2023, MB t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o Qu\u1ed1c t\u1ebf \u201cDigitalize to Revolutionize \u2013 \u0110\u1ecbnh h\u00ecnh n\u1ec1n kinh t\u1ebf s\u1ed1 t\u01b0\u01a1ng lai\u201d v\u1edbi m\u1ee5c ti\u00eau mang l\u1ea1i nh\u1eefng b\u00e0i h\u1ecdc kinh nghi\u1ec7m chuy\u1ec3n \u0111\u1ed5i s\u1ed1 th\u1ef1c t\u1ebf t\u1eeb chuy\u00ean gia h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi. Ho\u1ea1t \u0111\u1ed9ng n\u1eb1m trong chu\u1ed7i k\u1ebf ho\u1ea1ch d\u00e0i h\u1ea1n th\u01b0\u1eddng ni\u00ean v\u1ec1 vi\u1ec7c \u0111\u01b0a nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p ti\u00ean ti\u1ebfn, b\u00e0i h\u1ecdc th\u1ef1c ti\u1ec5n tri\u1ec3n khai tr\u00ean th\u1ebf gi\u1edbi \u0111\u1ebfn v\u1edbi MB v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c c\u1ee7a MB, t\u1eeb \u0111\u00f3 g\u00f3p ph\u1ea7n khai ph\u00f3ng c\u00e1c ngu\u1ed3n l\u1ef1c qu\u1ed1c gia cho qu\u00e1 tr\u00ecnh ki\u1ebfn t\u1ea1o n\u1ec1n kinh t\u1ebf s\u1ed1 b\u1ec1n v\u1eefng.<\/p>\n\n\n\n<p>H\u1ed9i th\u1ea3o Qu\u1ed1c t\u1ebf \u201cDigitalize to Revolutionize &#8211; \u0110\u1ecbnh h\u00ecnh n\u1ec1n kinh t\u1ebf s\u1ed1 t\u01b0\u01a1ng lai\u201d k\u1ebft n\u1ed1i c\u00e1c nh\u00e0 ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch v\u00e0 doanh nghi\u1ec7p Vi\u1ec7t v\u1edbi nh\u1eefng di\u1ec5n gi\u1ea3 t\u1eeb Columbia Business School.<\/p>\n\n\n\n<p>V\u1edbi nhi\u1ec1u n\u0103m nghi\u00ean c\u1ee9u chuy\u00ean s\u00e2u v\u1ec1 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u00f9ng kinh nghi\u1ec7m t\u01b0 v\u1ea5n chi\u1ebfn l\u01b0\u1ee3c cho nh\u1eefng t\u1eadp \u0111o\u00e0n h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi, b\u1ed9 ba di\u1ec5n gi\u1ea3 David L. Rogers, Sheena S. Iyengar v\u00e0 Paul J. Bailo s\u1ebd chia s\u1ebb nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p v\u00e0 b\u00e0i h\u1ecdc th\u1ef1c t\u1ebf, c\u00f3 th\u1ec3 nhanh ch\u00f3ng \u00e1p d\u1ee5ng v\u00e0o th\u1ef1c ti\u1ec5n qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng n\u1ec1n kinh t\u1ebf s\u1ed1 qu\u1ed1c gia n\u00f3i chung v\u00e0 chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 n\u00f3i ri\u00eang c\u1ee7a t\u1eebng doanh nghi\u1ec7p.<\/p>\n\n\n\n<p><strong>Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng c\u00f2n l\u00e0 t\u01b0\u01a1ng lai xa<\/strong><\/p>\n\n\n\n<p>M\u1ed9t v\u00e0i n\u0103m tr\u01b0\u1edbc, c\u1ee5m t\u1eeb \u201cchuy\u1ec3n \u0111\u1ed5i s\u1ed1\u201d v\u1eabn \u0111\u01b0\u1ee3c nh\u1eafc \u0111\u1ebfn nh\u01b0 m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 th\u1eadn tr\u1ecdng, vi\u1ec5n c\u1ea3nh trong t\u01b0\u01a1ng lai xa. Tuy nhi\u00ean, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 v\u00e0 nh\u1eefng m\u00f4 h\u00ecnh kinh doanh m\u1edbi \u0111\u00e3 khi\u1ebfn chuy\u1ec3n \u0111\u1ed5i s\u1ed1 tr\u1edf th\u00e0nh y\u00eau c\u1ea7u mang t\u00ednh chi\u1ebfn l\u01b0\u1ee3c, t\u1ea5t y\u1ebfu \u0111\u1ed1i v\u1edbi s\u1ef1 s\u1ed1ng c\u00f2n c\u1ee7a m\u1ed7i qu\u1ed1c gia hay doanh nghi\u1ec7p.<\/p>\n\n\n\n<p>T\u1ea1i Vi\u1ec7t Nam, th\u00e1ng 6 n\u0103m 2020, Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ch\u01b0\u01a1ng tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia \u0111\u1eb7t ra m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n Ch\u00ednh ph\u1ee7 s\u1ed1, kinh t\u1ebf s\u1ed1, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh c\u1ee7a n\u1ec1n kinh t\u1ebf; \u0111\u1ebfn n\u0103m 2030, kinh t\u1ebf s\u1ed1 chi\u1ebfm 30% GDP. H\u00e0ng lo\u1ea1t gi\u1ea3i ph\u00e1p ch\u00ednh s\u00e1ch c\u0169ng nh\u01b0 n\u1ed7 l\u1ef1c c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, doanh nghi\u1ec7p h\u00e0ng \u0111\u1ea7u \u0111\u00e3 t\u1ea1o n\u00ean m\u1ed9t Vi\u1ec7t Nam \u0111\u1ed5i m\u1edbi, s\u1ed1 h\u00f3a trong nhi\u1ec1u l\u0129nh v\u1ef1c ho\u1ea1t \u0111\u1ed9ng, nh\u1ea5t l\u00e0 l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n<p>Trong b\u1ed1i c\u1ea3nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng xu h\u01b0\u1edbng kh\u00f4ng th\u1ec3 \u0111\u1ea3o ng\u01b0\u1ee3c, Vi\u1ec7t Nam \u0111\u00e3 v\u00e0 \u0111ang th\u1ef1c hi\u1ec7n nhi\u1ec1u h\u00e0nh \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i s\u1ed1 quy\u1ebft li\u1ec7t. Theo th\u1ed1ng k\u00ea c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), \u0111\u1ebfn cu\u1ed1i n\u0103m 2022, ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ea7u t\u01b0 h\u01a1n 15.000 t\u1ef7 \u0111\u1ed3ng cho ho\u1ea1t \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 \u0111\u01b0a Vi\u1ec7t Nam l\u00e0 m\u1ed9t trong nh\u1eefng n\u01b0\u1edbc \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ed1 h\u00e0ng \u0111\u1ea7u (t\u1ef7 l\u1ec7 t\u0103ng tr\u01b0\u1edfng 40% v\u1ec1 thanh to\u00e1n s\u1ed1 trong 3-4 n\u0103m qua). \u0110\u1ebfn nay c\u00f3 t\u1edbi 96% ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 v\u00e0 \u0111ang x\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 c\u00f3 92% ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 \u1ee9ng d\u1ee5ng tr\u00ean Internet v\u00e0 Mobile.<\/p>\n\n\n\n<p>Tuy nhi\u00ean, tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i s\u1ed1 m\u1ed9t c\u00e1ch to\u00e0n di\u1ec7n, hi\u1ec7u qu\u1ea3 v\u00e0 b\u1ec1n v\u1eefng v\u1eabn l\u00e0 b\u00e0i to\u00e1n l\u1edbn v\u1edbi nhi\u1ec1u t\u1ed5 ch\u1ee9c, doanh nghi\u1ec7p \u1edf m\u1ecdi quy m\u00f4. Theo k\u1ebft qu\u1ea3 kh\u1ea3o s\u00e1t c\u1ee7a m\u1ed9t s\u1ed1 c\u00f4ng ty t\u01b0 v\u1ea5n chi\u1ebfn l\u01b0\u1ee3c nh\u01b0 McKinsey v\u00e0 BCG, h\u01a1n 70% d\u1ef1 \u00e1n chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1ea1i doanh nghi\u1ec7p kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng ho\u1eb7c nh\u1eefng k\u1ebft qu\u1ea3 t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng \u0111\u00e3 \u0111\u1eb7t ra. C\u00f3 th\u1ec3 n\u00f3i, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 y\u00eau c\u1ea7u t\u1ed5 ch\u1ee9c ph\u1ea3i li\u00ean t\u1ee5c s\u1eb5n s\u00e0ng \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng, thay \u0111\u1ed5i h\u00e0nh vi kh\u00e1ch h\u00e0ng, r\u1ee7i ro \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7\u2026 Nh\u1eefng kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i l\u1ef1c, nh\u00e2n l\u1ef1c, c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng v\u00e0 chi\u1ebfn l\u01b0\u1ee3c s\u1ed1 h\u00f3a b\u00e0i b\u1ea3n\u2026 \u0111\u1ec1u l\u00e0 nh\u1eefng kh\u00f3 kh\u0103n t\u0103ng nguy c\u01a1 th\u1ea5t b\u1ea1i khi tri\u1ec3n khai th\u1ef1c t\u1ebf.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><img decoding=\"async\" src=\"https:\/\/vietq.vn\/Images\/hongvan\/2023\/11\/07\/MB%2004.jpg\" alt=\"\"><\/p>\n\n\n\n<h2 class=\"has-text-align-center has-small-font-size wp-block-heading\"><strong>\u1ea2nh minh h\u1ecda.&nbsp;<em><\/em><\/strong><\/h2>\n\n\n\n<p><strong>Ra m\u1eaft H\u1ed9i th\u1ea3o Qu\u1ed1c t\u1ebf \u201cDigitalize to Revolutionize\u201d &#8211; \u201c\u0110\u1ecbnh h\u00ecnh n\u1ec1n kinh t\u1ebf s\u1ed1 t\u01b0\u01a1ng lai\u201d<\/strong><\/p>\n\n\n\n<p>Mang s\u1ee9 m\u1ec7nh \u201cV\u00ec s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc, v\u00ec l\u1ee3i \u00edch c\u1ee7a kh\u00e1ch h\u00e0ng\u201d, MB lu\u00f4n mong mu\u1ed1n chung tay c\u00f9ng Ch\u00ednh ph\u1ee7, ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c doanh nghi\u1ec7p \u0111\u1ed1i t\u00e1c \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1, g\u00f3p ph\u1ea7n x\u00e2y d\u1ef1ng h\u00ecnh \u1ea3nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam c\u0169ng nh\u01b0 doanh nghi\u1ec7p Vi\u1ec7t Nam chuy\u00ean nghi\u1ec7p, hi\u1ec7u qu\u1ea3, v\u1eefng v\u00e0ng ti\u1ebfn b\u01b0\u1edbc \u0111\u1ec3 c\u1ea1nh tranh v\u00e0 h\u1ed9i nh\u1eadp.<\/p>\n\n\n\n<p>V\u1edbi mong mu\u1ed1n \u0111\u00f3, nh\u00e2n d\u1ea5u m\u1ed1c b\u01b0\u1edbc sang tu\u1ed5i 30 (4\/11\/1994-4\/11\/2023), MB t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o Qu\u1ed1c t\u1ebf Digitalize to Revolutionize \u2013 \u0110\u1ecbnh h\u00ecnh n\u1ec1n kinh t\u1ebf s\u1ed1 t\u01b0\u01a1ng lai, nh\u1eb1m k\u1ebft n\u1ed1i v\u00e0 lan t\u1ecfa t\u1ea7m nh\u00ecn chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1eeb nh\u1eefng chuy\u00ean gia h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi \u0111\u1ebfn c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n Vi\u1ec7t Nam. S\u1ef1 ki\u1ec7n quy t\u1ee5 d\u00e0n di\u1ec5n gi\u1ea3 h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi v\u1ec1 l\u0129nh v\u1ef1c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 ngh\u1ec7 thu\u1eadt l\u1ef1a ch\u1ecdn t\u1eeb Columbia Business School, bao g\u1ed3m:<\/p>\n\n\n\n<p><strong>David L. Rogers:<\/strong>&nbsp;Chuy\u00ean gia chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u1edbi kinh nghi\u1ec7m t\u01b0 v\u1ea5n chi\u1ebfn l\u01b0\u1ee3c c\u1ea5p cao cho c\u00e1c t\u1eadp \u0111o\u00e0n h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi nh\u01b0 Google, Microsoft, CitiGroup, Visa, HSBC, Unilever, Toyota v\u00e0 nhi\u1ec1u t\u1ed5 ch\u1ee9c uy t\u00edn kh\u00e1c. Cu\u1ed1n s\u00e1ch \u201cThe Digital Transformation Playbook\u201d (Chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1) c\u1ee7a t\u00e1c gi\u1ea3 David L. Rogers \u0111\u00e3 \u0111\u01b0\u1ee3c xu\u1ea5t b\u1ea3n t\u1ea1i nhi\u1ec1u qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi, tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng cu\u1ed1n s\u00e1ch \u0111\u00e1ng \u0111\u1ecdc nh\u1ea5t v\u1ec1 th\u1ef1c t\u1ebf tri\u1ec3n khai chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/p>\n\n\n\n<p><strong>Sheena Iyengar:&nbsp;<\/strong>Gi\u00e1o s\u01b0 t\u1eeb Columbia Business School l\u00e0chuy\u00ean gia h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi v\u1ec1 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 ngh\u1ec7 thu\u1eadt l\u1ef1a ch\u1ecdn. \u0110\u01b0\u1ee3c tr\u00edch d\u1eabn tr\u00ean nhi\u1ec1u \u0111\u01a1n v\u1ecb b\u00e1o ch\u00ed uy t\u00edn h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi nh\u01b0 The New York Times, The Wall Street Journal, Fortune v\u00e0 t\u1ea1p ch\u00ed Times, BBC, nh\u1eefng nghi\u00ean c\u1ee9u c\u1ee7a b\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00f3n nh\u1eadn v\u00e0 \u00e1p d\u1ee5ng t\u1ea1i nhi\u1ec1u t\u1eadp \u0111o\u00e0n h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi nh\u01b0 Microsoft, Deloitte.<\/p>\n\n\n\n<p><strong>Paul J. Bailo<\/strong>: Thi\u00ean t\u00e0i trong l\u0129nh v\u1ef1c thi\u1ebft k\u1ebf s\u1ea3n ph\u1ea9m, nh\u00e0 c\u1ed1 v\u1ea5n cao c\u1ea5p cho c\u00e1c doanh nghi\u1ec7p h\u00e0ng \u0111\u1ea7u n\u01b0\u1edbc M\u1ef9 nh\u01b0 Apple, AT&amp;T, Bank of America, Goldman Sachs, Mastercard, General Motors. V\u1edbi kinh nghi\u1ec7m chuy\u00ean s\u00e2u v\u1ec1 chuy\u1ec3n \u0111\u1ed5i s\u1ed1, marketing s\u1ed1, v\u1eadn h\u00e0nh doanh nghi\u1ec7p s\u1ed1, thi\u1ebft k\u1ebf tr\u1ea3i nghi\u1ec7m s\u1ed1, Paul J. Bailo \u0111\u00e3 th\u00e0nh c\u00f4ng th\u1ef1c hi\u1ec7n nhi\u1ec1u d\u1ef1 \u00e1n chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ph\u1ee9c t\u1ea1p, nhi\u1ec1u th\u1eed th\u00e1ch.<\/p>\n\n\n\n<p>C\u00f9ng chung ti\u1ebfn tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia, MB th\u1ef1c hi\u1ec7n chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a T\u1eadp \u0111o\u00e0n t\u1eeb n\u0103m 2018 qua vi\u1ec7c h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c v\u1edbi T\u1eadp \u0111o\u00e0n c\u00f4ng ngh\u1ec7 IBM (M\u1ef9). V\u1edbi ba tr\u1ee5 c\u1ed9t \u201cCon ng\u01b0\u1eddi \u2013 Ngu\u1ed3n l\u1ef1c \u2013 T\u1ed1c \u0111\u1ed9\u201d, chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a MB c\u1ea3i thi\u1ec7n t\u1eebng \u0111i\u1ec3m ch\u1ea1m v\u1edbi kh\u00e1ch h\u00e0ng, n\u00e2ng cao n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7, ph\u00e1t huy v\u0103n h\u00f3a s\u00e1ng t\u1ea1o t\u1eadp \u0111o\u00e0n v\u00e0 ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i s\u1ed1 b\u1ec1n v\u1eefng.<\/p>\n\n\n\n<p>L\u00e0 ng\u00e2n h\u00e0ng ti\u00ean phong theo xu h\u01b0\u1edbng \u201cself-serving\u201d (t\u1ef1 ph\u1ee5c v\u1ee5) v\u00e0 \u201call-in-one-app\u201d (si\u00eau \u1ee9ng d\u1ee5ng), c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a MB h\u01b0\u1edbng t\u1edbi t\u00ednh thu\u1eadn ti\u1ec7n, d\u1ec5 s\u1eed d\u1ee5ng, linh ho\u1ea1t tr\u00ean App MBBank cho c\u00e1 nh\u00e2n v\u00e0 App BIZ MBBank cho doanh nghi\u1ec7p. Nh\u1edd chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 to\u00e0n di\u1ec7n l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m tr\u1ecdng t\u00e2m, MB v\u01b0\u01a1n l\u00ean d\u1eabn \u0111\u1ea7u v\u1ec1 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng xu\u1ea5t s\u1eafc v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c v\u1ee5 t\u1ed1i \u0111a nhu c\u1ea7u t\u00e0i ch\u00ednh \u0111a d\u1ea1ng.<\/p>\n\n\n\n<p>Nh\u1eefng n\u1ed7 l\u1ef1c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a MB \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn qua c\u00fa nh\u1ea3y v\u1ecdt v\u1ec1 quy m\u00f4 kh\u00e1ch h\u00e0ng, n\u00e2ng con s\u1ed1 5 tri\u1ec7u kh\u00e1ch h\u00e0ng trong 25 n\u0103m \u0111\u1ea7u ti\u00ean l\u00ean \u0111\u1ebfn 25 tri\u1ec7u trong n\u0103m 2023 (t\u00ednh \u0111\u1ebfn ng\u00e0y 30\/9\/2023). MB \u0111\u1ea1t 1,6 t\u1ef7 giao d\u1ecbch tr\u00ean k\u00eanh s\u1ed1, trong \u0111\u00f3, ri\u00eang App MBBank c\u00f3 th\u1eddi \u0111i\u1ec3m ghi nh\u1eadn 20 tri\u1ec7u giao d\u1ecbch\/ng\u00e0y.<\/p>\n\n\n\n<p>10 th\u00e1ng \u0111\u1ea7u n\u0103m 2023, MB \u0111\u1ea1t 21.960 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf, t\u0103ng 10% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2022 v\u00e0 \u0111\u1ea1t 84,1% k\u1ebf ho\u1ea1ch c\u1ea3 n\u0103m 2023. V\u1edbi k\u1ebft qu\u1ea3 n\u00e0y, MB v\u01b0\u01a1n l\u00ean v\u1ecb tr\u00ed TOP 1 nh\u00f3m c\u00e1c ng\u00e2n h\u00e0ng TMCP v\u1ec1 l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf, c\u00e1c ch\u1ec9 ti\u00eau hi\u1ec7u qu\u1ea3 (ROA, ROE, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u, n\u0103ng su\u1ea5t lao \u0111\u1ed9ng) c\u1ee7a MB duy tr\u00ec \u1edf v\u1ecb tr\u00ed TOP \u0111\u1ea7u to\u00e0n ng\u00e0nh ng\u00e2n h\u00e0ng. App MBBank l\u1ecdt top nh\u1eefng \u1ee9ng d\u1ee5ng \u0111\u01b0\u1ee3c t\u1ea3i xu\u1ed1ng nhi\u1ec1u nh\u1ea5t tr\u00ean App Store Vi\u1ec7t Nam trong v\u00f2ng 3 n\u0103m li\u00ean ti\u1ebfp, th\u1ec3 hi\u1ec7n s\u1ef1 \u0111\u00f3n nh\u1eadn v\u00e0 \u1ee7ng h\u1ed9 c\u1ee7a kh\u00e1ch h\u00e0ng. MB t\u1ef1 h\u00e0o s\u1edf h\u1eefu 4 gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c vinh danh t\u1ea1i Gi\u1ea3i th\u01b0\u1edfng Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 Vi\u1ec7t Nam 2023 (VietQR, Th\u1ebb Hi Collection, Ch\u1ee3 \u1ee9ng d\u1ee5ng v\u00e0 Gi\u1ea3i ph\u00e1p vay Online).<\/p>\n\n\n\n<p>H\u1ed9i th\u1ea3o Qu\u1ed1c t\u1ebf \u0110\u1eb7c bi\u1ec7t Digitalize to Revolutionize do MB t\u1ed5 ch\u1ee9c s\u1ebd di\u1ec5n ra v\u00e0o Th\u1ee9 T\u01b0, ng\u00e0y 8\/11 t\u1edbi t\u1ea1i Lotte Hotel Hanoi &#8211; 54 Li\u1ec5u Giai, Ba \u0110\u00ecnh, H\u00e0 N\u1ed9i. \u201cTh\u00f4ng qua H\u1ed9i th\u1ea3o, ch\u00fang t\u00f4i mu\u1ed1n kh\u1eb3ng \u0111\u1ecbnh gi\u00e1 tr\u1ecb c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 th\u00e0nh c\u00f4ng, \u0111\u1ed3ng th\u1eddi s\u1eb5n s\u00e0ng k\u1ebft n\u1ed1i, h\u1ee3p t\u00e1c, h\u1ed7 tr\u1ee3 &nbsp;mang l\u1ea1i l\u1ee3i \u00edch cho c\u00e1c \u0111\u1ed1i t\u00e1c, kh\u00e1ch h\u00e0ng, doanh nghi\u1ec7p l\u1edbn t\u1ea1i Vi\u1ec7t Nam trong c\u00f4ng cu\u1ed9c hi\u1ec7n th\u1ef1c h\u00f3a m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i s\u1ed1 Qu\u1ed1c gia\u201d, \u0111\u1ea1i di\u1ec7n MB cho bi\u1ebft.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>Kim Anh<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/vietq.vn\/chuyen-doi-so-bat-dau-tu-mo-lon--kinh-nghiem-tu-nhung-chuyen-gia-hang-dau-the-gioi-d215794.html\">https:\/\/vietq.vn\/chuyen-doi-so-bat-dau-tu-mo-lon&#8211;kinh-nghiem-tu-nhung-chuyen-gia-hang-dau-the-gioi-d215794.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e0y 08\/11\/2023, MB t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o Qu\u1ed1c t\u1ebf \u201cDigitalize to Revolutionize \u2013 \u0110\u1ecbnh h\u00ecnh n\u1ec1n kinh t\u1ebf s\u1ed1 t\u01b0\u01a1ng lai\u201d v\u1edbi m\u1ee5c ti\u00eau mang l\u1ea1i nh\u1eefng b\u00e0i h\u1ecdc kinh nghi\u1ec7m chuy\u1ec3n \u0111\u1ed5i s\u1ed1 th\u1ef1c t\u1ebf t\u1eeb chuy\u00ean gia h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi. Ho\u1ea1t \u0111\u1ed9ng n\u1eb1m trong chu\u1ed7i k\u1ebf ho\u1ea1ch d\u00e0i h\u1ea1n th\u01b0\u1eddng ni\u00ean v\u1ec1 [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":33717,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47],"tags":[],"class_list":["post-33716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"_links":{"self":[{"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/posts\/33716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/comments?post=33716"}],"version-history":[{"count":1,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/posts\/33716\/revisions"}],"predecessor-version":[{"id":33718,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/posts\/33716\/revisions\/33718"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/media\/33717"}],"wp:attachment":[{"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/media?parent=33716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/categories?post=33716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casta.ttud.com.vn\/index.php\/wp-json\/wp\/v2\/tags?post=33716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}